Terms & Conditions

Last Updated: November 3, 2025

These Terms & Conditions govern access to global-horizon-consulting.vladabelabrova.chatgpt.site and Global Horizon Consulting’s field notes, browser-only tools, contact channels, and optional text program. By using the site or submitting a form, you agree to these Terms and the policies they incorporate. If you do not agree, do not use the site.

Access and Eligibility

You must be at least 18 years old and legally able to enter this agreement. We may suspend or end access when needed to protect the site, users, or our legal rights. The site may change, pause, or become unavailable without notice.

A Practical Boundary for Finance Content

All website content is educational and informational only. It is not financial, investment, tax, credit, or insurance advice; it is neither a recommendation to buy, sell, or hold a financial product nor a solicitation. Global Horizon Consulting is not a registered investment adviser, broker-dealer, licensed insurance agent or broker, tax professional, or credit counselor, and Global Horizon Consulting does not sell, issue, or broker financial or insurance products.

Financial decisions involve risk, individual circumstances differ, and no outcome is guaranteed. Past performance does not guarantee or predict future results. Forward-looking statements involve risk and uncertainty. Readers should consult an appropriately licensed professional who can evaluate their circumstances.

Rules for Using the Website

You may use the site for personal or internal-business informational purposes and in compliance with law. You may not interfere with security or operation; introduce malware; scrape or harvest data through automated means without permission; impersonate another person; submit unlawful, misleading, infringing, or harmful content; bypass access controls; or use the materials to violate another person’s rights.

Ownership and Permitted Copies

The site’s text, graphics, logos, layout, code, and other materials are owned by or licensed to the operator and protected by intellectual-property laws. A limited, revocable, non-transferable right is granted to view the materials and make a reasonable copy for personal or internal informational use. No ownership right is transferred. Republishing, selling, adapting, or distributing materials requires prior written permission unless law permits it.

What You Send Us

If you submit a form, you represent that the information is accurate, lawful to provide, and not confidential information belonging to someone else. You retain rights in your message, while granting the operator a limited right to use it to respond, provide requested communications, operate the service, keep compliance records, and protect the site. Do not submit financial credentials, account numbers, or passwords.

Telephone Consumer Protection Act Consent

Only when you separately check the optional SMS permission and provide a mobile number do you give prior express written consent under the Telephone Consumer Protection Act to receive recurring marketing text messages from Global Horizon Consulting about business clarity, operating systems, and related educational programs. Messages may use automated technology or an automatic telephone dialing system (ATDS) where applicable. Message frequency varies. Message and data rates may apply. Consent is not a condition of purchase or of subscribing to email field notes.

Reply STOP to revoke SMS consent and stop texts, or HELP for help. You may also revoke consent through support@visionexconsulting.com; allow a reasonable period to process an alternative request. Use the unsubscribe link in an email to end that stream. Revocation applies prospectively, and we may send a confirmation. Carriers, including T-Mobile, are not liable for delayed or undelivered messages.

SMS privacy and the limits on sharing mobile information and text-originator consent are described in the Privacy Policy and SMS Terms.

Links Beyond This Site

Third-party links are offered for convenience. We do not control their content, availability, security, terms, or privacy practices, and a link does not by itself imply endorsement. Your use of an external service is governed by that service’s terms.

No Warranties

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE SITE AND ITS CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, ACCURACY, OR AVAILABILITY. We do not warrant uninterrupted, error-free, secure, or decision-suitable operation.

Limits on Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE OPERATOR AND ITS SERVICE PROVIDERS WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR LOST PROFITS, REVENUE, DATA, OPPORTUNITY, OR GOODWILL, ARISING FROM THE SITE OR THESE TERMS. WHERE LIABILITY CANNOT BE EXCLUDED, AGGREGATE LIABILITY WILL NOT EXCEED THE GREATER OF $100 OR THE AMOUNT YOU PAID, IF ANY, FOR THE WEBSITE SERVICE GIVING RISE TO THE CLAIM. Lawful exceptions apply.

Your Responsibility for Claims

To the extent permitted by law, you will indemnify and hold harmless the operator and its service providers from third-party claims, losses, liabilities, and reasonable costs arising from your unlawful use, submissions, violation of these Terms, or infringement of another person’s rights, except to the extent caused by the protected party’s misconduct.

Texas Law and Dispute Process

Texas law governs these Terms without regard to conflict-of-law rules. Before filing a claim, each party will send written notice describing the dispute and requested resolution and allow 30 days for good-faith informal resolution. If unresolved, claims will be brought exclusively in the state or federal courts with jurisdiction over Mansfield, Texas, except either party may seek injunctive relief for misuse of intellectual property or systems and either may use an eligible small-claims court. Nothing waives a non-waivable consumer right.

Changes, Severability, and Entire Agreement

We may revise these Terms by posting an updated version and date. Continued use means acceptance to the extent allowed by law. If a provision is unenforceable, it will be narrowed or severed and the remainder continues. A failure to enforce is not a waiver. These Terms and incorporated policies are the entire agreement concerning the site.

Legal Contact

Global Horizon Consultants LLC
4507 Catherine Dr, Mansfield, TX 76063
support@visionexconsulting.com